| Loan Type |
Maximum
Amount |
APR |
Maximum
Term |
Requirements |
1st
Mortgage |
Call us for details
at 877-833-2800 |
For
current rates, and more info visit here, or call Call us for details at 877-833-2800 |
30
years only
15 years only
|
Creditworthy
subject to terms of secondary mortgage market; call Credit
Union for an application |
| 2nd
Mortgage & Home Equity
|
Based on Collateral |
EFFECTIVE 12-16-2008
Prime +1.5%
* Rate may vary |
15
years |
Creditworthy;
80% of appraised value minus mortgage balance |
New:
Auto, Truck, Motorcycle (*2,5,6) |
100%
of sticker price |
3.09% (*7)
*Based on Credit Score |
1-5
years (*6) Longer terms available Call Credit Union |
Title
Creditworthy |
Used:
Auto, Truck, Motorcycle (*2,3,5,6) |
100% of NADA retail value for no more than 1 years old. 85% for models older than 1 years old. |
3.09% (*7)
*Based on Credit Score |
1-5
years (*6) Longer terms available Call Credit Union |
Title
Creditworthy |
New: RV, Camper, Boat, (*2,5,6) |
100% of sticker price |
5.29% (*7) |
1-5 years (*6) Longer terms available Call Credit Union |
Title
Creditworthy |
Used: RV, Camper, Boat, (*2,3,5,6) |
100% of NADA retail value for no more than 1 years old. 85% for models older than 1 years old |
5.29% (*7)
|
1-5 years (*6) Longer terms available Call Credit Union |
Title
Creditworthy |
|
$10,000 |
13.56% |
Unpaid
Balance |
Creditworthy |
| CD
Secured |
100%
of CD face value |
1%
above rate on CD |
Terms
of CD |
Certificate |
Vacation Signature Loan |
$ 3,000 |
6.90%
|
1 yr
term |
Creditworthy
|
 |
$7500 |
11% up to 15% |
1yr-11%: 2yrs-12%:
3yrs-13%: 4yrs-14%
5yrs-15% |
Excellent credit and below 40%
debt ratio |